We are Life Insurance Guardians
PremiumBridge is a company made up of highly qualified professionals with vast experience in the personal finance industry. We have researched the life insurance industry and have created a flexible service to our customers to accommodate everyday life and its challenges.
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When you need to cut back on expenses, immediate needs take priority at the expense of longer-term priorities such as life insurance policies. When you need to replace the lost life cover at a later stage, the premiums are much higher, or you are not fully insurable anymore. Our advice at PremiumBridge, is to strive to always retain your policy if you require the cover. What if you cannot retain the life cover? PremiumBridge offers a solution to guard your policy for up to six months without you having to pay any premiums during this period. Once you are back on your feet and ready to resume your policy, you can settle the financing costs and PremiumBridge will return the ownership of the policy to you. While we guard and pay your policy, you will still enjoy up to 20% of the cover as outlined in the benefits section below. |
When you replace your life insurance policy, premiums can be much higher, you could be less insurable and some exclusions may form part of your new policy. When we guard your policy, your premiums and cover will remain exactly as is. That means you save money on premiums in the long run compared to having to take out a new policy at a later stage. You still enjoy 20% cover for the period that we guard your policy. |